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Everyday Cheapskate: Keep Important Papers in the Freezer
I am always entertained and often educated by the tips readers mail in. Today is no exception. I'm pretty sure you're about to agree with me.
SAFELY FROZEN
I am on a waiting list to get a safe deposit box at my bank. While I wait, I am keeping my important papers in a heavy freezer bag, in the deep freeze. I hear that in a fire, the inside of ...Read more
Everyday Cheapskate: How to Make Your Old Dishwasher Perform Like New
There are many things in my life that I enjoy but would not be completely devastated if required to give them up. My dishwasher is not one of them.
During our last kitchen remodel, we donated the old appliances to Habitat for Humanity -- all except for my stripped down 14-year-old Whirlpool dishwasher.
Even though it has been replaced, it ...Read more
Everyday Cheapskate: Halloween Costumes Compliments of the Closet (Not the Credit Card)
When my kids were little, I shelled out a pile of hard-earned dollars to make matching Popeye the Sailor Man costumes. I spent entire evenings determined to make them authentic to the muscular guy himself, right down to the boys each carrying a can of spinach! I'm still not convinced anyone under age 25 had any idea who they were supposed to be....Read more
Everyday Cheapskate: Make Your Own Mixes and Save a Bundle
They're convenient and tasty, but have you ever considered the high cost of your favorite prepared mixes and spices?
In less time than it takes you to run to the market to pick up a box of Rice-A-Rani or Shake'N Bake, you could make them yourself -- and save a bundle in the process.
With each of these "copycat" recipes, I've indicated the ...Read more
Everyday Cheapskate: Which Bills to Pay First?
If you don't have enough money to pay all your bills, which should you pay first, and which ones can slide for a while? That's the question frequently showing up in my email inbox these days. The past year has been so difficult for so many. And with each request for help I receive, the more my heart breaks for my dear readers going through such ...Read more
Everyday Cheapskate: Food Cost-Cutting Strategies for Every Lifestyle
If it seems as though you never have enough money to consistently save some of it for emergencies -- consistent, regular deposits out of every paycheck that go straight into a savings account -- perhaps it's time to consider that you're handing over your savings to restaurants, drive-thrus, diners and coffee shops. Think about it.
No matter ...Read more
Everyday Cheapskate: How to Rake Leaves Without Breaking Your Back (or the Bank)
Every fall, trees throw their own version of a ticker-tape parade, and like clockwork, we're the lucky ones who get to clean up the confetti. Leaves everywhere -- on the lawn, in the flower beds, and somehow in the dog's water bowl. Again.
But here's the good news: Raking doesn't have to cost a fortune or leave you flattened on the couch with ...Read more
Everyday Cheapskate: 7 Success Habits of Wealthy Individuals
Habit is defined as behavior repeated so often it becomes almost automatic. I am in awe of the power of habit. It's a force to change your life, and it is available to anyone no matter the situation or the circumstances.
For five years, author Tom Corley observed the daily habits of the rich and the poor and documented his findings in his book,...Read more
Everyday Cheapskate: How to Unclog a Toilet -- Quick and Easy!
No one likes to talk about it, but truth be told, it happens. Toilets malfunction. They get clogged. Sure, it's inconvenient, but more than that, downright embarrassing if you're somewhere other than the privacy of your own home. Here's a cheat sheet so you'll know ahead of time how to unclog a toilet.
STOP IT FROM OVERFLOWING
The moment you ...Read more
Everyday Cheapskate: Opting for the Minimum Payment Changed My Life
At the time, it seemed like a good idea. But going for the minimum payment option "just this one time" turned out to be the worst mistake of my life. The day I opened that door and walked through it, I altered the course of my life.
I reasoned that I didn't have enough money to pay the credit card balances in full, so what was I supposed to do ...Read more
Everyday Cheapskate: Patina, Paint and the Price of Sentiment
I call it a hall tree. It's an antique piece of furniture with hooks for coats, a lovely mirror, and two umbrella stands -- each with a tin plate to catch the drips. My husband surprised me with it one Christmas morning more than 30 years ago, and I've loved it every day since.
Yesterday, I casually mentioned that I'm thinking about painting it...Read more
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