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Everyday Cheapskate: Mortgage Lender Calling Every Hour All Day Long!

Consumer / Everyday Cheapskate /

Dear Mary: We are one month behind on our mortgage payments and plan to catch up this month. We have told our credit union we will pay half on the 1st and the second half on the 13th. This will bring us current. Still, they call all day, every hour. When we answer they say they have to call us constantly until the amount due is paid. That is ...Read more

Everyday Cheapskate: How Often Should You Wash Everything? A Launderer's Guide

Consumer / Everyday Cheapskate /

We all know the laundry pile never goes away. But instead of guessing your way through life, here's a no-nonsense guide to how often you should launder key household fabrics -- and yes, that includes your sheets, towels and all those overlooked blanks and throws.

BEDDING

Your nightly contact zone deserves weekly attention. You spend roughly 50...Read more

Everyday Cheapskate: 11 Ways to Use Aluminum Foil Around the House to Make Life Easier

Consumer / Everyday Cheapskate /

Using aluminum foil to line cookie sheets or to keep a steak hot while you finish getting everything ready to eat are nothing new when it comes to useful household tips. But there are many other ways to use aluminum foil you haven't heard of -- ways that can save you time, money and effort.

CLEAN SILVER

Line a bucket or bowl with aluminum foil...Read more

Everyday Cheapskate: Favorite Household Cleaners You Can Make Yourself for Just Pennies

Consumer / Everyday Cheapskate /

It pretty much kills me to spend money for things I know I can make myself for less than their pricey commercial cousins.

Take cleaning products for example. Knowing how to make things for pennies that cost dollars at the store just makes me happy. It's a no-brainer.

Here are three handy recipes to help you get started saving all that money ...Read more

Everyday Cheapskate: The Ultimate Restaurant Menu Cheat Sheet

Consumer / Everyday Cheapskate /

A restaurant menu is no big deal, right? It's just a list of the food items that a restaurant offers its customers. Sure it is. Plus a whole lot more.

Before menus ever make it to the printer, restaurant owners hire menu engineers and consultants to bury super sneaky psychological tricks into the pretty pictures and mouth-watering descriptions ...Read more

Everyday Cheapskate: Warm Hands, Warm Heart and a $2 DIY Rice Pack

Consumer / Everyday Cheapskate /

There's a certain chill that no amount of layers can fix, the kind that creeps up your sleeves, numbs your fingers, and makes you wonder if your blood type is iced tea. That's when I reach for one of my favorite frugal comforts: a humble, homemade rice pack.

No cords, no batteries, no plug-in heating pad with a mind of its own. Just plain rice,...Read more

Everyday Cheapskate: A Reliable Method to Compare Prices of Toilet Paper

Consumer / Everyday Cheapskate /

Over the years, I've received thousands of money-saving tips from readers -- many of which I've shared in books, newsletters and this column. And there are plenty that I've not shared for a variety of reasons, but mostly because they don't work.

Some work so poorly, they actually end up costing time and money, not saving anything. One of those ...Read more

Everyday Cheapskate: A Simple Tip to Get Better Gas Mileage

Consumer / Everyday Cheapskate /

Some time ago, I wrote about simple things you can do to get better gas mileage, which means less time and money spent at the gas pump.

One of those tips was to make sure your car's tires are always properly inflated because underinflated tires cause the engine to work harder than necessary, which wastes fuel, while overinflation causes tires ...Read more

Everyday Cheapskate: How To Sell Your House for the Highest Price Possible

Consumer / Everyday Cheapskate /

So you're getting ready to sell your house. Just thinking about it can be an overwhelming experience.

Should you hire a real estate agent? Should you do a FSBO (for sale by owner) to keep from paying that big commission? Should you spend a lot of money to paint and re-carpet -- at least the front rooms?

Where do you start, and what can you do ...Read more

Everyday Cheapskate: How to Slash Subscription Costs

Consumer / Everyday Cheapskate /

If your bank account seems to be on a diet and you can't figure out why, check your subscriptions. Between streaming services, beauty boxes, and apps that promised to "change your life," you might be leaking money like a slow-drip faucet.

I'm not against subscriptions. I love a good one when it actually makes life easier. But most of us sign up...Read more

Everyday Cheapskate: Don't Rely on Vinegar to Disinfect

Consumer / Everyday Cheapskate /

Dear Mary: What is a safe disinfectant for colored clothes, such as underwear and bath towels? I can't use chlorine bleach, and since I usually wash my colored clothes in cold water, I do not feel like I am getting them sanitized enough. Thanks. -- Sherri

Dear Sherri: Researchers at the University of North Carolina at Chapel Hill tested ...Read more

 

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