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Sharks 'smell blood' in Atlanta's office market as distress mounts
When Thomas Taylor looks at Atlanta’s skyline, he sees a quarter of its office buildings underwater.
The city’s towers, of course, stand well above sea level. But Taylor’s job as the senior research manager for data firm Trepp is to assess their financial stability — and many borrowers are in industry terms “underwater,” meaning ...Read more

Jonathan Lansner: 3,200 Palisades, Eaton fire victims miss mortgage payments
The sudden rush of increased household expenses is one of the numerous pains faced by fire victims in Los Angeles County.
Consider a new report showing as many as 3,200 homeowners in fire-ravaged neighborhoods are struggling to make their mortgage payments. Remember, owners of mortgaged homes must make loan payments even if the housing is gone ...Read more

A beginner's guide to downsizing
For most dream-seeking retirees, moving is not on their bucket list.
More than three-quarters of older American homeowners plan to stay in their current home and age in place, according to a survey by Redfin, a tech-based real estate brokerage.
That’s wishful thinking, said Lauren Bednar, owner of Oasis Senior Advisors. Her senior placement ...Read more
Everyday Cheapskate: The Inside Buzz on Batteries
Little things mean a lot -- like the two words "batteries included." Just knowing they're in there somewhere means less hassle and one less thing to buy. But face it. The initial powering-up of a battery-operated device is a minor concern. It's the cost of keeping it going for years to come that should be considered.
The commercials are ...Read more
Everyday Cheapskate: The Most Overlooked Type of Insurance
Insurance is a funny thing. You learn all you can, shop diligently, scrape together the money to pay for it and then hope you'll never have to use it.
In addition to health and automobile coverage, most people insure their lives so that in the event of their death, those who depend on their income will not be left high and dry.
Term life ...Read more
Everyday Cheapskate: The Agony and Ecstasy of Getting Out of Debt
Dear Mary: We've just received notice that the rent on our three-bedroom house is going up from $950 to $1,200 a month. We were struggling before, so we really can't afford the increase. We have looked at an apartment community, where our rent would be around $850 a month.
I found another home that could be a great permanent family home. This ...Read more

Best value ETFs: Top funds that hold bargain-priced stocks
Value investing has proven to be one of the most successful investing strategies over the long term. Many of the world’s top investors, including the legendary Warren Buffett, have used the value approach to generate outstanding returns over time.
In recent years, however, value stocks have drastically trailed growth stocks as low interest ...Read more

A 401(k) with an annuity twist: Blackrock offers paycheck-like income option
A growing list of companies have begun offering investments inside their 401(k) plans that promise a way for workers to generate steady income during retirement.
These investments combine target-date funds, a popular 401(k) investment, with annuities, an insurance contract that promises a stream of lifetime payments.
Global asset manager ...Read more

What is a rug pull?
A rug pull is a scam where a cryptocurrency or NFT developer hypes a project to attract investor money, only to suddenly shut down or disappear, taking investor assets with them. The name comes from the idiom “to pull the rug out” from under someone, leaving the victim off-balance and scrambling.
Rug pulls have increased as decentralized ...Read more

What banking deregulation could mean for your money: 4 key changes to watch for
Sweeping changes at the Consumer Financial Protection Bureau (CFPB) signal what would be a significant shift in banking regulation under the Trump administration. While regulatory changes might sound like distant bureaucratic shuffling, these potential rollbacks could directly impact your wallet, from the fees you pay to how your complaints are ...Read more

8 important mobile banking alerts to set up today
Low balance. Large purchase. Unusual activity.
If you don’t already get bank account alerts such as these, it might be a good time to set them up to help monitor your finances. Most consumers already use a mobile banking app – 81% use it at least monthly, according to the American Bankers Association.
Mobile bank alerts, which help ...Read more
Everyday Cheapskate: 7 Ways to Repurpose Old Towels That You Probably Never Considered
Face it -- towels have a rough life. They start out all fluffy and full of promise, soaking up years of bathing and showers. Then, seemingly overnight, they turn into faded, scratchy threadbare rags that are one step away from being loofahs. But before you toss them in the trash (or shove them in the back of a linen closet for "later"), let's ...Read more

'Experiential' retail surges as landlords try to lure customers back to the mall
SANTA MONICA, California — In a former clothing store, young entrepreneurs hawk products live on TikTok, sometimes in marathon sessions that last many hours. Fans and customers can stroll onto the floor that was once filled with racks of trendy women's apparel to watch them work and perhaps buy some of their wares.
Nearby, people play ...Read more

Toll Brothers CEO says company is ready to take on challenge of low housing supply
Douglas C. Yearley Jr. was in elementary school when siblings Robert I. and Bruce E. Toll built their first two model homes in 1967 in the Philadelphia suburb Elkins Park, Pennsylvania.
Yearley, 65, joined Toll Brothers in 1990 and has served as CEO since 2010.
“We’re America’s Luxury Home Builder,” he said, touting the brand’s ...Read more
Austin rents tumble 22% from peak on massive home building spree
Yasmine Acebo makes her living by hooking up renters with deals on Austin apartments. In recent months, they haven’t been hard to find.
In the midst of a pandemic-era population surge, rents jumped a staggering 25% in 2021 in the Texas capital for one of the biggest increases in the nation. But a development boom and new policies encouraging ...Read more
Real estate Q&A: Booting car traps second vehicle in garage. In an emergency, are HOA and towing company liable?
Q: Our homeowners association has decided to boot vehicles instead of having them towed for various violations. Our community has single car garages and a space in front of the garage for the second car. Could the association and tow company be at risk for a lawsuit if both cars are out of service in case of an emergency, the booted one and the ...Read more

Downtown Seattle has escaped the 'doom loop,' still off pre-pandemic norm
Downtown Seattle is headed toward a “bloom loop,” business boosters and government officials cheered Tuesday.
Jon Scholes, president of the Downtown Seattle Association and vocal supporter of the city’s business community, coined the phrase, playing off a term that became common place amid the COVID-19 pandemic: the “doom loop.”
As ...Read more

Buyers want remodeled homes, but they don't want to do the remodeling
Even as home prices keep going up and properties become less affordable, homebuyers are willing to pay more to own a remodeled home, according to Zillow.
Nationwide, buyers pay roughly $13,200 more than expected — about 4% of the median price — for renovated homes, researchers at Zillow found.
In the company’s analysis last year, buyers ...Read more
Everyday Cheapskate: Fun (Cheap) Birthday Gift Ideas for Kids
Some time ago, I got a message from Elaine G., who had recently joined a mom's group. With all of her newly minted friendships, she and her child are getting invitations to lots of toddler birthday parties.
Her dilemma took me back to when our boys were small. Birthday parties for all their friends were challenging. That's why Elaine's message ...Read more
Everyday Cheapskate: Will I Inherit My Parents' Debts?
This week, as I reached into the mailbag, I pulled out two questions, neither of them with easy answers. I was tempted to set them aside and try again, but I decided to tackle both, knowing that my letter-writers are not the only ones facing these kinds of financial situations.
Dear Mary: If my parents are in debt and they die, who pays the ...Read more
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