Consumer
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Everyday Cheapskate: Why Houseplants Turn Brown and How to Stop It
Not only do houseplants bring warmth and a sense of calm to a home, but they are also an inexpensive way to decorate. Keeping your beautiful houseplants looking healthy and green is the challenge. The most common question is: Why do the leaves turn brown?
According to the Smart Garden Guide, there are many reasons why the leaves on your indoor ...Read more
Everyday Cheapskate: Debt and That Squished Feeling
Dear Mary: We would like to enlarge our small two-bedroom bungalow. Our kids are reaching the teen years, and we need more space. We have always budgeted our money.
We have $6,000 in our emergency fund and drive two paid-for cars, and our only debt is our mortgage. We have college savings accounts for our kids and tithe to our church. Our ...Read more
Everyday Cheapskate: How to Make the Most of Your Money in 2025 (Without Feeling Like You're Living in a Bunker)
Let's be honest -- nobody wakes up thinking, "Today, I'd love to pinch every penny so hard Abe Lincoln winces." But with prices climbing faster than my stress level when I realize I've left my phone at home and have to survive a whole day without it, smart money habits are a must. The good news? You don't have to live off canned beans in a dimly...Read more
Everyday Cheapskate: Must-Follow Steps When You're Out of a Job
These days, it's practically inevitable that you or someone close to you will face a period of unemployment. Consider these practical tips while dealing with the financial and emotional toll of leaving one job and searching for another.
DON'T TAKE IT PERSONALLY
Losing a job can cause shame, humiliation and embarrassment. You may feel depressed...Read more
Everyday Cheapskate: Use Your Tax Refund to Make Your Life Better
Discovering that you'll be getting a tax refund is certainly not the worst news you've had in your life. In fact, it's easy to see a tax refund as some kind of gift from the universe. You might even be feeling kinda proud of your forced savings account, to which you knowingly contribute every payday while living from paycheck to paycheck and ...Read more
Everyday Cheapskate: Your Money Temperament and Why It Matters
Whether you're aware of it or not, you have a money temperament. Everyone does. It's the way you naturally think about money, behave with money or react to money. To loosely assess your money temperament, and to have a little fun with it, consider the following scenario and choose the response that's closest to what you would do.
Your rich ...Read more
Everyday Cheapskate: Feeling Rich and Living It Up
Dear Mary: My husband and I have been out of debt for approximately five years. It's great. The problem is we now seem to spend a lot of money needlessly just because we can. We have so much money over and above our living expenses that it is easy to be reckless.
We keep just enough in savings ($2,000 or so) for emergencies but never get beyond...Read more
Everyday Cheapskate: Simple Strategies to Improve Your Credit Score
A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report, compared to information on tens of millions of other people. Like it or not, the resulting number is said to be a highly accurate prediction of how likely you are to pay your bills...Read more
Everyday Cheapskate: How Much and What Kind of Life Insurance Is Best?
Dear Mary: My question is about life insurance. My wife believes that I need life insurance because I am the sole breadwinner in the family and we have a baby daughter.
I am not sure it is important right now, as we just bought our first house. Our financial situation is very tight, and we will be having a lot of minor improvements on the house...Read more
Everyday Cheapskate: Protect Yourself From Tax ID Theft and Keep Scammers Out of Your Refund
Ah, tax season. That magical time of year when we all attempt to decipher the mystical language of IRS forms while hoping the government gives us back some of our own money. Before you start planning what to do with your refund, let's talk about tax identity theft.
Tax ID theft happens when a fraudster files a fake return in your name to steal ...Read more