Consumer
/Home & Leisure
/ArcaMax
Is mobile banking safe? How to actually protect your money
Mobile banking is how a majority of Americans manage their money. But it’s also a growing target for fraud. The good news: when done right, it can actually be safer than swiping your debit card at a store.
Here’s what experts say about how to keep your money — and your data — safe, plus how to choose banks that prioritize your security....Read more
Everyday Cheapskate: Cheap Hobbies With Rich Rewards
Some hobbies require a second income just to afford them. Golf, skiing, photography with professional gear -- those can run into the thousands before you've even broken a sweat. But the best hobbies? They're often the ones that cost very little, or nothing at all, and leave you richer in ways that have nothing to do with your bank balance.
Here...Read more
Los Angeles builders launch portal to make fire rebuilds faster and more affordable
LOS ANGELES — People who lost homes in the Palisades and Eaton fires can now go online to pick vetted residential templates that could save them money and be ready as early as next year.
Builders Alliance, a nonprofit organization formed in response to the fires, on Friday launched a portal that offers survivors a selection of homes, filtered...Read more
Real estate Q&A: Can HOA stop us from feeding the ducks?
Q: We enjoy feeding the ducks behind our house. Our community association is telling us that we can no longer feed them because it’s causing problems in our community. Can they stop us from doing it? — Graham
A: Feeding ducks and other wildlife can be a relaxing and enjoyable activity that brings you closer to nature. However, it is common...Read more
US mortgage rates rise slightly, sending 30-year loans to 6.24%
Mortgage rates in the U.S. increased for a second week, adding to costs for homebuyers already facing a precarious economy.
The average for 30-year, fixed loans rose slightly to 6.24%, up from 6.22% last week, Freddie Mac said in a statement Thursday.
Homebuyers have been reluctant to jump into the market, even with rates now well below year-...Read more
Zillow pressures homebuyers into using its mortgages, lawsuit claims
Zillow has been slammed with yet another lawsuit — this time for allegedly incentivizing its affiliated agents to pressure homebuyers into using Zillow’s mortgage business.
The Seattle-based real estate giant is most known for its real estate listing website, but it is also a brokerage and lending agency.
In a lawsuit filed last week with ...Read more
Homebuilders bet on 1% mortgage rates to wake up US buyers
With the average mortgage rate near 6%, U.S. homebuyers are looking at the most affordable monthly payments in a year. But San Antonio real estate agent Tavyn Weyman knows how to get them lower — much lower.
The trick is simple: buy new.
In markets across the U.S., homebuilders sitting on unsold inventory are subsidizing mortgage rates so ...Read more
What first-time homebuyers need to know before buying a fixer-upper
If you’re a first-time homebuyer with a tight budget, should you consider a fixer-upper? It depends whether you’re willing to be uncomfortable — possibly for a long time.
For some, buying a fixer-upper is a great way to build equity and customize their home. For others, it’s a source of inescapable stress.
“Maybe they’ve never even...Read more
Everyday Cheapskate: 4 Ways to Make Safe Problem-Free Homemade Fabric Softener
Fabric softeners are designed to reduce the amount of static in synthetic fibers and make laundry come out feeling soft and smelling great. These products contain lubricating ingredients that help coat and "soften" fibers in fabrics when added to your laundry load in the form of liquid, powder or dryer sheets.
So why would anyone opt to go to ...Read more
In historic vote, LA caps rent increases for rent-stabilized apartments at 4%
Los Angeles strengthened its rent stabilization law for the first time in 40 years Wednesday, setting a 4% ceiling on annual rent increases for a massive portion of the city’s housing stock.
The historic vote by the L.A. City Council will help set rents for decades to come for tenants who live in units built before 1978 — nearly half of the...Read more
Los Angeles may cap rent increases for rent-stabilized apartments at 3%. Landlords cry foul
Valerie Valentine bought a triplex in South Los Angeles two weeks ago, and already she wonders whether she made a terrible investment.
Bills are immediately adding up for the small-time landlord, from $1,000 to get the water turned on to $6,000 in annual property taxes. She worries that the amount she collects in rent will not be enough to ...Read more
Everyday Cheapskate: Surprisingly Useful Ways to Use Dryer Sheets Around the House
Apparently, I'm a slow learner. I can't think of another reason it took years to associate my sons' and husband's itchy skin problems with the dryer sheets I used.
While we didn't experience respiratory problems that are often associated with fabric softeners, there is credible medical evidence that the perfumes and additives in laundry ...Read more
Trump's 50-year mortgage loses steam as industry questions costs
Days after Donald Trump’s party lost several key election contests that centered on cost-of-living concerns, the president floated the prospect of a 50-year mortgage to help voters tackle one of their top concerns: housing affordability.
“All it means is you pay less per month,” Trump said in an interview that aired on Monday.
Yet the ...Read more
Everyday Cheapskate: No More Sleeping Through the Alarm and More Handy Tips
Surprise! Instead of sharing tips you've sent to me, I've decided to hog the entire column to share some of my own. Several of these are oldies but goodies, while some I have discovered recently. I do love a great tip.
PHONE ALARM VOLUME BOOSTER
If you're a heavy sleeper and have trouble hearing your cellphone's alarm, you can boost the volume...Read more
AI's $5 trillion data-center boom will dip into every debt market, JPMorgan says
The furious push by AI hyperscalers to build out data centers will need about $1.5 trillion of investment-grade bonds over the next five years and extensive funding from every other corner of the market, according to an analysis by JPMorgan Chase & Co.
“The question is not ‘which market will finance the AI-boom?’ Rather, the question is �...Read more
A fourth tier of credit cards has begun to emerge
For a long time, credit cards have generally fallen into three tiers: no-annual-fee cards, mid-tier cards with annual fees around $95 and premium cards with annual fees measured in the hundreds (these used to cluster around $400 or $500 per year, now it’s more like $800 or $900 in many cases).
The upmarket migration of luxury credit cards ...Read more
Everyday Cheapskate: Best Foods to Freeze (and Why You Should Try This)
When most of us think of the freezer, we picture two things: ice cream and meat. Maybe there's also a bag of peas in there that looks like it's been through three presidential administrations. But here's the thing: Your freezer is one of the most overlooked money-saving tools in your kitchen.
Used wisely, it stretches your grocery budget, cuts ...Read more
Real estate Q&A: How can we keep our kitchen remodel from becoming a nightmare?
Q: We finally saved up enough money to remodel our kitchen. But after seeing some homes get remodeled for our friends, we’re a little concerned about the process. Do you have any tips? —Mandy
A: Remodeling your kitchen can be an exciting project, but it also needs careful planning and preparation. For some people, the process goes smoothly,...Read more
Seattle-area homeowners stay put at record rates, stalling buying cycle
Seattle-area homeowners are holding onto their properties at record rates — jamming up the region’s normal cycle of buying and selling.
Redfin tracks home turnover rates by looking at what percentage of a region’s overall homes changed ownership over a period of time. In the first nine months of this year, just 20 out of every 1,000 homes...Read more
Everyday Cheapskate: 3 Reasons I Cook (and Bake!) with Sunshine
On one ordinary day back in 2012, a hefty envelope turned up in my snail mail containing a very kind letter along with a mechanical drawing so detailed it made me want to chew my hair. The sender thought I would be the perfect person to build my own solar oven. Right. Like that was ever going to happen. The idea of cooking with sunshine did, ...Read more
Inside Consumer
Popular Stories
- Is mobile banking safe? How to actually protect your money
- Real estate Q&A: Can HOA stop us from feeding the ducks?
- Los Angeles builders launch portal to make fire rebuilds faster and more affordable
- US mortgage rates rise slightly, sending 30-year loans to 6.24%
- Zillow pressures homebuyers into using its mortgages, lawsuit claims




























