ArcaMax

I’m stressed about what I need to do to enroll in Medicare because I am working part-time with no benefits, only individual health insurance. I turn 65 in November and need my Medicare and Part D plan to begin Nov. 1.

How does Medicare’s fall enrollment period affect me, since I will be applying for Medicare this fall? How can I ensure I...Read more

I've written many columns explaining how Social Security benefits are figured. So, I'm not really going to do that today. Instead, I'm going to answer some emails from readers that get into some quirky features of the whole process. But first, to set the stage, here is a fairly routine question.

Q: I'm in my late 50s and am starting to think ...Read more

Well, the votes are in. (Actually, they are still coming in, but I had to cut them off at some point and compile results.) Anyway, I'm shocked! Several weeks ago, I asked my readers to rate the service they got from the Social Security Administration in the form of stars: 5 stars for good service, down to 1 star for poor service. 148 of you ...Read more

Dear Toni,

I am retired and have moved to North Carolina to help my mother and older brother, Johnny, rebuild our family home after the devastation from Hurricane Helene last September. My brother was not prepared, and so I need to help Johnny put together an emergency plan.

What can we do to be prepared for another hurricane, tornado or ...Read more

Hello Toni:

I have Original Medicare with a Supplement. In March, I was ambulanced to the emergency room for heart issues. I had a big surprise when a hospital employee asked me to sign a Medicare form while I was waiting in the ER to see if I was to be admitted as an inpatient or sent home. I was lucky that the doctor sent me home.

Did I ...Read more

Good day, Toni:

We saw your article about Medicare Part B enrollment in our local newspaper, but my wife’s and my Medicare enrollment situation is different. We will both turn 65 this year, me in June and Carol in September. I have signed up for Medicare Part A only and Carol will enroll for Part A soon.

I retired when I turned 63 with ...Read more

Hello Toni:

In September, I turn 65 with my Medicare beginning Sept. 1. I recently read your article from Greg in Texas who had received wrong information about enrolling in Medicare when self-employed. I am also self-employed and need your advice about enrolling in Medicare Part D.

Currently, I am enrolled in Amazon Prime’s Pharmacy ...Read more

Toni:

I have been researching the changes to Medicare’s telehealth services over a computer video service that I saw on the news recently. I am concerned because my mother lives in an assisted living facility and her primary care doctor uses the telehealth computer service, so I do not have to take my mother, who uses a wheelchair, to the ...Read more